How Long Does the Bankruptcy Process Take in Plano, TX?

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A table with paperwork, credit card and someone holding their empty wallet open. Filing for bankruptcy in Plano, TX, might seem overwhelming, but knowing the timeline can help put your mind at ease. If you’re looking at Chapter 7 bankruptcy, expect it to take around four to six months from beginning to end. In contrast, Chapter 13 bankruptcy comes with a repayment plan that usually lasts three to five years. The time frame can vary based on things like your financial details and how well you work with the bankruptcy trustee.

If you’re feeling lost about the bankruptcy process or need advice on which chapter to choose, Pelley Law Office is here to help. Our skilled bankruptcy lawyers are ready to offer you personalized legal advice and support. Contact us today at 972-608-0335 for a free initial consultation and start your journey toward a better financial future.

Understanding the Bankruptcy Process in Plano, TX

The bankruptcy process helps people deal with financial problems and offers a new beginning. It starts with a meeting with a bankruptcy lawyer to look at your debts and assets, followed by collecting the necessary paperwork to file for bankruptcy.

In Plano, Texas, you can choose to file for Chapter 7, Chapter 11, or Chapter 13 bankruptcy based on your debt situation. The Texas bankruptcy court handles these cases, and Texas bankruptcy exemptions can help protect some of your belongings from being sold off.

Meeting with a Bankruptcy Lawyer

Talking to a bankruptcy lawyer is important for understanding your financial situation and exploring your options. Because bankruptcy forms and legal details can be complicated, having a lawyer can improve your chances of a successful outcome.

Prepare for this meeting by bringing documents like bank statements, tax returns, and a list of your debts and assets. This preparation will help the lawyer understand your financial situation better.

Collecting Necessary Documents

Gathering the right documents is an important step in filing for bankruptcy. Key documents include your Social Security card, a valid photo ID, tax returns for the past two years, and bank statements from the past six months. You’ll also need a list of all your creditors with their addresses. A checklist can help you organize these items, making sure you meet all filing needs.

Completing a Credit Counseling Course

A person interacting with a computer. Before you can file for bankruptcy, you must finish a credit counseling course. This course needs to be completed within 180 days before filing. After completing the course, you’ll receive a certificate that must be filed with the court. This course not only meets a legal requirement but also helps you learn how to manage your finances better in the future.

Filing the Bankruptcy Petition

Filing the bankruptcy petition officially starts the bankruptcy process. It involves writing the petition and accurately filling out the required court forms. You’ll need to provide an original and a duplicate copy of these forms, along with a list of all your creditors. Once filed, the petition stops all creditor actions, giving you immediate relief.

Timeline for Chapter 7 Bankruptcy in Plano, TX

The Chapter 7 bankruptcy process usually takes a few months. Known as “straight bankruptcy,” Chapter 7 is designed for individuals with limited income who cannot repay all their debts. It involves liquidating nonexempt assets to pay off creditors, and remaining unsecured debts are typically discharged. The time it takes can depend on how complicated your financial situation is, the type of bankruptcy you choose, how cooperative creditors are, and how busy the court is.

Filing and Automatic Stay

Once you file your bankruptcy petition, an automatic stay kicks in, stopping all creditor actions right away. This means collection efforts, wage garnishments, and lawsuits are put on hold, giving you much-needed relief. However, some obligations like criminal fines and child support arrears are not affected by the automatic stay.

Appointment of Bankruptcy Trustee

A petition to file Chapter 7 bankruptcy. After you file, a bankruptcy trustee is assigned to your case. The trustee’s job is to look over your assets, make sure bankruptcy laws are followed, and protect creditor interests. Most Chapter 7 cases are completed in four to six months if there are no issues.

341 Meeting of Creditors

Within 21 to 45 days after filing, you’ll attend the 341 meeting of creditors. This required meeting means you need to bring a valid photo ID and proof of your Social Security number. The meeting usually lasts 5 to 10 minutes, where you’ll talk about your income, assets, debts, and expenses.

Creditors rarely show up at these meetings; the trustee will check the information in your bankruptcy petition. If any problems come up, or if a plan can’t be made, a judge may step in to create one.

Discharge of Debts

Most Chapter 7 cases wrap up within four to six months, with debts being cleared once the process is done. Providing honest information is important to ensure your debts are discharged.

Chapter 11 Bankruptcy in Plano, TX: A Brief Overview

Chapter 11 bankruptcy, also known as “reorganization bankruptcy,” is tailored for businesses looking to restructure their debts while continuing operations. This option allows businesses to reorganize their finances and create a plan to repay creditors over time while maintaining control of their operations.

The Chapter 11 Timeline

Filing the Petition: Initiates the process with an automatic stay, halting all collection activities.
Debtor in Possession: The business continues operations, managing assets and affairs.
Developing a Reorganization Plan: Outlines debt repayment, restructuring strategies, and operational changes. This plan requires approval from creditors and the bankruptcy court.
Plan Confirmation: Once approved, the business implements the plan, working towards financial recovery.

Benefits and Challenges

Chapter 11 allows businesses to remain operational, negotiate better terms with creditors, and avoid liquidation. However, it can be complex, time-consuming, and costly, requiring careful navigation of legal requirements.

Timeline for Chapter 13 Bankruptcy in Plano, TX

Chapter 13 bankruptcy involves a longer timeline compared to Chapter 7, typically taking three to five years to complete. This type of bankruptcy allows you to repay a portion of your debts over time, with debts discharged at the end of the repayment period.

Preparing and Filing the Repayment Plan

Shortly after filing your bankruptcy petition, you must provide the court with a proposed repayment plan. Submitting required documents promptly and cooperating with the bankruptcy trustee can help avoid delays. If you have multiple income sources or intricate asset structures, the process may take longer due to the need for comprehensive documentation.

Confirmation Hearing

The confirmation hearing is a critical step in the Chapter 13 bankruptcy process. During this hearing, the court reviews your repayment plan, and the trustee or creditors may raise objections. The hearing ensures that the plan meets all legal requirements and is feasible for you to complete.

Making Payments

Monthly payments begin approximately 30 days after filing your Chapter 13 bankruptcy petition. If the repayment plan becomes unmanageable, you can convert to a different plan or switch to Chapter 7 bankruptcy. This plan aims to help you repay a portion of your debts gradually.

Completion and Discharge

A discharge is granted only after all required payments are made according to the repayment plan. This final step marks the successful completion of your Chapter 13 bankruptcy, allowing you to move forward with a clean slate.

Factors Affecting How Long Bankruptcy Takes in Plano, TX

The time it takes to complete a bankruptcy case can be affected by how complicated your financial situation is, how well you work with the trustee and court, and any objections from creditors.

Complicated Financial Situation

If your financial situation is complicated, it might take longer to finish the bankruptcy process. Having many creditors, different types of debts, or changing income can make it harder to assess your finances. Dealing with these issues often requires more paperwork and discussions, which can extend the time from filing to discharge.

Working with the Trustee and Court

Working well with the trustee and court can help avoid delays. At the 341 meeting of creditors, you need to provide accurate information and answer questions from the trustee and creditors. Quickly submitting all necessary documents can make the process smoother.

Creditor Objections

Creditors might object if they suspect fraud or hidden assets. If the trustee disagrees with the creditors, they will try to resolve the issue informally first. If that doesn’t work, they may file an objection with the court. These objections can slow down the process, requiring more hearings and resolutions.

Post-Bankruptcy Steps and Considerations

Post-bankruptcy, rebuilding your financial health is crucial. Steps include rebuilding credit, monitoring credit reports, and engaging in financial management education.

Rebuilding Credit

A new credit account, like a secured credit card, can help improve your credit score post-bankruptcy. Timely payments on debts and a credit-builder loan can also boost your credit score.

Regularly checking and disputing inaccuracies in your credit reports will ensure your credit profile is accurate. Rebuilding credit is crucial for regaining financial confidence and obtaining favorable loan terms in the future.

Monitoring Credit Reports

Post-bankruptcy, monitoring your credit reports ensures all discharged debts are accurately reported. Regular checks help identify inaccuracies or lingering debts that should not be present post-bankruptcy.

Free annual reports from major credit bureaus, credit monitoring services, or financial institutions can aid in this process. Dispute any credit report errors promptly to ensure accuracy.

Financial Management Education

Financial management courses can provide skills to avoid future financial pitfalls. These courses equip individuals with the knowledge to prevent future financial difficulties and encourage responsible budgeting and spending habits. This education is vital for recovering from bankruptcy and avoiding future financial issues.

How Pelley Law Office Can Help You

At Pelley Law Office, we know that dealing with the bankruptcy process can feel overwhelming and stressful. Our team of experienced bankruptcy attorneys is here to help you through each step, making sure you understand and feel confident about your choices.

We help you gather all the necessary documents, like bank statements, tax returns, and a list of your debts and assets, to make the filing process smooth. Our team provides clear guidance throughout the bankruptcy filing, taking the stress out of handling paperwork and legal details. We also represent you at the First Meeting of Creditors to ensure your rights are protected and your interests are taken care of.

For those thinking about Chapter 13 bankruptcy, we create repayment plans that fit your financial situation, helping you manage debt payments over time. We aim to offer services that meet your specific financial needs, giving you the tools to secure a better financial future.

At Pelley Law Office, we focus on giving our clients the information and support they need, making the bankruptcy process as easy as possible. Don’t let financial stress weigh you down any longer. Contact us today at 972-608-0335 for a free initial consultation and take the first step toward improving your financial well-being and peace of mind.

Case Results

Result:

M.J. discharged all of her credit card debt and the IRS back taxes through the Chapter 7 and adversarial proceeding.

M.J. had over $85,000 in unsecured debt from caring for a sick family member as well as over $10,000 in back taxes. The IRS argued that the tax return was not timely filed, but we proved to the court that it was.

In re: M.J.

Result:

kept her house and was able to discharge all of her credit card debt in the Chapter 13 bankruptcy.

E.A. was posted for foreclosure on 3/1/16. We filed a Chapter 13 on February 29, 2016 and were able to stop the foreclosure and save her home. She is currently paying her mortgage arrears through a Chapter 13 case.

In re: E.A.

Result:

We proved to the U.S. Trustee that this family passed the 2nd half of the two-part Means Test and were eligible to file a Chapter 7. In short, they saved tens of thousands of dollars by choosing our trial lawyers to represent them.

This family of three had $60,000 in unsecured debt and needed to get out from under it quickly so they could start saving for retirement and their child’s college education. They met with several other bankruptcy attorneys before meeting with us. Every other firm told them that they made too much money to file Chapter 7. Thus, the other firms’ attorney fees for a Chapter 13 would be at least triple what it would be for a Chapter 7. The family made $110,000 a year. According to the IRS’s guidelines, the income for a family of three to pass the first half of the Means Test is just under $60,000.

In re: R.G. & S.G.

Result:

T.D. got her car back, saved a lot of money in interest, and discharged her unsecured debts.

Client’s vehicle was repossessed on 4/19/16. We filed T.D.’s Chapter 13 case on 4/22/16. We were able to recover the vehicle and pay off the balance through a Chapter 13 case at a much lower interest rate.

In re: T.D.

Result:

The H’s beat cancer, discharged the ridiculous medical bills that were not covered by the insurance company they had paid religiously for years, and got rid of their rental house nightmare.

Mrs. H. went through several courageous bouts with cancer and fought through many rounds of chemotherapy. This resilient couple had $160,000 in medical debt and a rental house they could neither sell nor afford to maintain. Right before we were going to file, Mrs. H’s cancer came back. She did not quit fighting. So, we postponed filing until she beat it again and included the newly generated medical debt in her Chapter 7 filing.

In re: J.H. & M.H.

Result:

R.B. saved his car and saved a lot of money by hiring us.

R.B. could not stay current on his vehicle payments because of the high interest rate and it was up for repossession. We filed a Chapter 13 for him, put an end to the repossession efforts and he is currently repaying the vehicle loan through a Chapter 13 case at a much lower interest rate.

In re: R.B.

Result:

We filed Chapter 7 for them both personally and for their business. They discharged nearly three million dollars in business and personal debt and got a fresh financial start.

This family owned a company that supplied medical equipment. Much of their business involved clients on Medicaid. When Medicaid put a moratorium on payments to providers in the area, their well-established business quickly fell apart.

In re: W.L. & P.L.

Result:

T.H.’s car was returned, he saved a lot of money by reducing his interest rate on the car, and he discharged all of his credit card debt.

T.H.’s vehicle was repossessed on May 13, 2016. We filed his Chapter 13 case six days later and we were able to recover the vehicle. T.H. is currently paying the vehicle note through a Chapter 13 Plan at a much lower interest rate and lower monthly payment.

In re: T.H.

Result:

Thanks to our knowledge of an obscure exception to the Means Test, these clients were able to discharge all of their unsecured debts in a quick and easy Chapter 7 case.

These clients had a tremendous amount of credit card debt. However, because of their income they failed the first half of the two-part Means Test. Nevertheless, we proved that they qualified for an exception to the B22 income requirement as disabled veterans. We showed the U.S. attorney this couple met all three of the prongs for this exception.

In re: A.J. & J.J.

Result:

J.W. got rid of the garnishment from her judgment and was able to reduce her monthly budget and discharge all of her unsecured debts.

Client had a garnishment action against her from a Judgment and a high interest vehicle note. Client filed a Chapter 13 bankruptcy to stop the garnishment and repay the vehicle note through a Chapter 13 bankruptcy at a lower interest rate and lower the monthly payments on her car.

In re: J.W.

Result:

This family was thrilled with our firm for not only getting rid of $160,000 of unsecured debt, but also paying less than half of what they owed on their car to own it outright.

This family owed $160,000 in unsecured debt and $16,000 on their car at around 20% interest. They made almost $100,000 a year. That is over $30,000 more than what the Code says you pass the first half of the Means Test indicates for a Chapter 7. Mrs. C. lost her job shortly before filing, so their 6-month average “current monthly income” did not properly reflect their realistic income moving forward. After filing an affidavit of unemployment, we convinced the U.S. Trustee that this family was eligible for a Chapter 7 and we discharged all of their burdensome pre-existing unsecured debts. However, the beauty didn’t stop there: The car that they owed $16,000 on was only worth $8,000 and they were getting killed on the interest rates due to bad credit. We filed a Motion to Redeem and they paid only $8,000 for their car, which saved them over $10,000 over the life of the loan.

In re: J.J. & J.C.

Result:

A.N. got her car back and will discharge her credit card debt while lowering the monthly payments on the vehicle.

Her vehicle was repossessed on 3/21/16. A.N. filed an emergency Chapter 13 bankruptcy case on 3/24/16 and we were able to recover the vehicle for her. A.N. is currently paying the vehicle note through her Chapter 13 Bankruptcy Plan at a much lower interest rate and a much lower monthly payment.

In re: A.N.

Result:

We hired a translator for this deaf couple who also went with us to meet with the 341 Trustee Meeting and they received a quick and painless discharge of all of their unsecured debts.

This couple had an enormous amount of unsecured debt. After visiting with several bankruptcy law firms, they were exasperated by the inability to communicate their financial questions and concerns. Then they reached out to us. The first lengthy meeting was conducted by passing notes back and forth. Then, we hired an ASL translator to accommodate these good people and make them feel as calm as possible.

In re: J.A. & M.A.

Result:

E.N. saved his house from going back to the bank and discharged his unsecured debts.

E.N. was posted for foreclosure on 3/1/16. We filed a Chapter 13 case on 2/25/16 and stopped the foreclosure. E.N. is currently paying the mortgage arrears through a Chapter 13 bankruptcy case.

In re: E.N.

Result:

We convinced the U.S. Trustee that this couple belonged in a Chapter 7 case despite making nearly double what the IRS’s guidelines says is typical for a family of two.

This elderly married couple had over $270,000 of debt from an extended illness. However, they made almost $100,000 as a family of two. The applicable family income to file a Chapter 7 is $57,000, so they clearly failed the first half of the Means Test. We worked with them to maximize their qualified expenses.

In re: W.M. & R.M.

Result:

M.M. was not only able to stop the I.R.S. from charging him post-petition penalties and interest, he was also able to discharge his older IRS debts and pay the recent ones back at 0%.

M.M. had several years of IRS debt. He was able to repay the IRS debt through a Chapter 13 bankruptcy and stop all levy actions.

In re: M.M.

Result:

We helped K.D. file a Chapter 7 bankruptcy. Ultimately, all of her unsecured debts were discharged and we helped her recover thousands of dollars from the flooring company.

Our elderly client was left with tens of thousands in unsecured debt after being scammed by a flooring company that sued her and levied her bank accounts.

In re: K.D.

Result:

D.H. saved a lot of money on her car through the Chapter 13 bankruptcy because she was able to buy it for the amount it was actually worth, rather than the amount she owed at 4% interest. Plus, she put a permanent end to her payday loans and credit card debt.

D.H.’s car was up for repossession. She also had multiple payday loans that were draining her bank account. We filed her Chapter 13 case on 5/24/16 and were able to stop the repossession and stop all collections/garnishments from the payday loans out of the bank account.

In re: D.H.

Result:

We put C.B.’s ex-husband in his place and got her back on her feet.

This divorced single mother was left with a mortgage she could not afford. Her ex-husband took the mortgage payment out of her alimony every month, leaving her without enough money to buy food or gas. We filed her Chapter 7 case, discharged all of her debt (including the huge abandoned house mortgage) and helped her receive the full alimony payments.

In re: C.B.

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Due to some drastic measures my husband and I had to file for Chapter 11 Bankruptcy. This was in 2015. In 2020 our Bankruptcy was done and over. Mr. Pelley and his assistant Liz Briggs helped us through this difficult…

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Mr. Pelley filed a bankruptcy for me. He is very knowledgeable and truly cares about his clients. He always had my best interests in mind throughout the process. His paralegals were friendly and helpful when I had questions. Pelley Law…

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The whole staff at Pelley Law Firm in the Sherman, Texas Office are a very caring group of people. Mr. Richard Pelley understood my needs and concerns, he did not judge me or question why I had to do what…

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Mr. Pelley and staff were so very professional, informative and understanding during the entire process of our dealings. Communications were understandable and frequent. We felt very comfortable with this process because everything was explained in detail before starting and while…

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I am so glad I found Mr. Pelley and his law firm to help me with my situation. All of the staff are top-notch, being friendly and very knowledgeable on all my questions and concerns. They went above and beyond…

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My husband and I recently had the opportunity to work with the Pelley law firm. We were so pleased to have chosen them. They, attorney Richard Pelley, his legal assistant Liz and the legal assistant at their other location, Christy,…

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My wife and I recently used the services of Pelley Law. Richard, the attorney, and Liz, his assistant were absolutely phenomenal! It's been a pretty stressful few months, but with Richard's 53 years of bankruptcy law experience and Liz's patience…

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Great to work with, did a great job!!

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Very patient and informative thank you so much Christy.

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Wonderful people to do business with. They answered all of my questions and made the whole process feel easy and painless. I would recommend them to anyone! Thank you so much for all your help.

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I would like to give a shout out to Sarah for going over and beyond helping me with my case. You are amazing. Thanks!!I would definitely recommend Pelley Law.

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I found myself in a very bad spot financially last summer. After the loss of my son I kind of lost it and racked up about $80k in debt that I couldn’t afford to pay off with my income. I…

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Sarah was wonderful to work with, I highly recommend anyone needing bankruptcy assistance to contact her! Professional and available, her expertise is invaluable!

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Quinton has always been totally honest, reliable and trustworthy. He is an excellent attorney and I highly recommend him to my friends and clients.

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I worked with Sarah, and must say the service was great. She took the time to explain the difference between the bankruptcy, and also kept me up through the whole process.

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Overall an excellent experience. The Lawyers and staff were responsive, friendly, and always put our concerns/interests first. The case was taken care of in a swift and professional manner. Couldn't have been in better hands.

Y A

I am so glad that I contacted Pelley Law Office to handle my bankruptcy, I was treated with the utmost kindness and respect. Everything went so smooth and Sarah Thorn is the greatest. Thank you.

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My wife and I were very pleased with the service we received from the Pelley's. They handled out case very professionally. If any one is looking for an attorney in their field we would happily recommend the Pelleys.

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Fair, reliable legal services during very difficult circumstances. Quinton Pelley has our highest recommendations.

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My husband and I had a really difficult time due to some health issues and lots of income. Sarah and the Pelley team were fantastic helping us navigate the stressful bankruptcy time.

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Two years ago I had a major on job accident that ended my career and landed me on disability, as many others with financial difficulties I had to turn to bankruptcy. Fortunately Mr. Pelly pointed out several issues that could…

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I would definitely recommend Pelley Law. I visited a couple of different lawyers before visiting with them for a consultation (my sister recommended them from her experience) and quickly saw they knew what they were doing. Sarah was my main…

Chris B.

Thank you Mr Pelley and to Christy and to Sarah. The first day I came to the plano office I met with CHRISTY and she immediately gave me hope. Several lawyers in Plano had already told me that my case…

Iron F.

My wife and I were very impressed with the quality of help and service we received. They were patient with us when we asked questions or needed help with something. I would highly recommend Pelley Law Firm to anyone who…

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In sitting down with Quinton I could immediately tell there is longevity and experience behind his legal counsel. The staff has always been quick to respond to all my concerns. During the entire process there was a lot of confusion…

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God Bless this Law Office! Mr. Richard Pelley was my Attorney and he and his staff are the best I have every have the pleasure to work with. When they say they will "WORK HARD FOR YOU" they really take…

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The Pelley Law Firm recently handled my bankruptcy. During a ridiculously long and drawn out divorce, I discovered my now ex-husband had run up untold lines of credit in my name and defaulted on them all. Add to that, a…

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I worked with Sarah on my Bankruptcy case and she was nothing but helping. She explained the differences between the 3 options, made sure I understood the process and answered all my question via phone/person/email in a timely manner. Mr.…

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It’s been a while since I’ve stepped in Pelley Law Office’s doors. Back then I was ashamed of what I was going through. When it was over and Sarah asked me to write a recommendation for the office and I…

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Pelley Law was a pleasure to work with. I'm not a fan of complicated legal issues and/or paperwork nor do I know anyone who particularly enjoys these topics however Pelley Law made these things as smooth as possible and explained…

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I worked with this office for 2 years. Mr. Richard Pelley and Sandra have been the best to work with. They're knowledgeable and patient with kindness and pay special attention to details to any bankruptcy needs. I highly recommend this…

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Words cannot describe what a pleasure it was to work with Sarah Thorn and Richard Pelley. They helped me successfully navigate a very difficult bankruptcy. They took all the worry and stress off me. My spouse passed away during the…

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Sarah Thorn was amazing to work with. She was very caring and responsive to all of my needs. I'm a disabled veteran so it made for an interesting case that Mr. Pelley and his team found a way to bring…

Stephen

Wow! Where do I begin?! This law firm does AMAZING work and genuinely care about their clients! I met with various other attorneys throughout the metroplex, and none gave me the peace of mind that I felt after meeting with…

Cody W.

Pelly Law Office was very helpful in my time of need. They showed true concern and were timely in completing my case. Sarah Thorn was exceptionally helpful and was always there for me when I had any questions or concerns.…

Abby L.

I went through a tough situation and the team at Pelley Law was awesome in helping me through my situation. It was a tough decision but I am happy to have made it. Thank you Mr. Pelley and team, you…

Melissa K.

During our case with Pelley Law Office everyone was very professional and courteous, from the front desk to the assistants to the attorneys they handled our case from beginning to end and were always there to answer questions and concerns…

Karen B.

Its hard to explain how different I felt walking out of Pelley Law office after my initial consultation with Sarah, tthan how I felt walking in. It was like a weight had been lifted. For the first time in a…

White B.

We were very pleased and happy with the Pelley Law firm. They handled our bankruptcy with grace and put us at ease. Sarah was a great help with all the questions and paperwork that we had. I would recommend them…

CJ W.

Helping one person might not change the whole world, but it could change the world for one person. The Pelley Group is an amazing group of professionals that gives individual consideration and attention to meet clients needs and goals. Lawyers,…

America F.

Pelley Law offers amazing help when you are in need. Sarah and Mr. Richard Pelley are an amazing team Sarah was always available to help us with our questions and concerns. We feel like Sarah has been a true friend.…

BK LOVE

Pelley Law office helped me with my bankruptcy and went above and beyond with my case. I feel like 30 lbs is off my back . Me and my daughter can start fresh so Thank you to everyone in the…

M C

Very efficient, very kind. My husband and I had to file bankruptcy and were referred to Pelley law offices by a friend who used them a few years ago. They were everything our friend said and more. They were very…

Juli

I highly recommend Pelley Law Office to anyone that is in need of legal protection in bankruptcy protection. The whole staff was very professional and treated us with respect and dignity throughout the process. Ever since 2007, we struggled with…

Jessie D.

Picked Pelley Law from the Yellow pages. My first meeting was pleasant and informative. Explaining the steps involved, cost and time involved to get through the process. Left with a workbook to get started on the paperwork. My paralegal, Sarah,…

Mike G.

I had a very pleasant experience! Sarah was very helpful and answered my questions with no problems, and very responsive. Also, Rick was great with preparing me for my trial. The process for my Ch 7 Bankruptcy was very smooth.…

Brian P.

Our experience with Pelley Law was top-notch. Sarah was extremely informative and helpful during the entire legal process. We always felt confident we were in good hands. And Mr. Pelley was amazing at our hearing - we felt completely at…

Rebecca C.

Pelley Law Office helped us through a very difficult financial situation related to medical bills and related debt. We determined together that Chapter 7 was our best solution, and Sarah was amazing all the way through the process, providing guidance…

Allison B.

When we needed legal help most, Richard Pelley and Sarah Thorn were there for us! Richard guided us through the process, and we had the pleasure of working with Sarah to get us to the court date! It's an intimidating…

E V

The court results were better than expected and the honest care I got was truly moving. The Pelley Law office experience has been better than I could have ever hoped for. The customer service is outstanding. Quinton Pelley took on…

Katherine R.

There are so many attorneys out there offering bankruptcy services that we thought it would be a nightmare finding the right attorney for our Chapter 7 Bankruptcy. After doing some research, we were directed to Pelley Law Firm and spoke…

Stacy P.

I highly recommend Mr. Pelley, together with his two outstanding Paralegals, Michelle and Liz. I needed a Bankruptcy attorney about a year ago and after my first consultation with Mr. Pelley, I knew Pelley Law Firm would be my only…

Peggy C.

Mr. Q. Pelley & Ms. Layer there is so much I want to thank you for but I’ll try and keep it brief. I cannot stress the importance of your communication and availability in such a hard time in my…

S P

BEST ATTORNEY IN THE STATE OF TEXAS!!! I feel very Blessed that I was given the honor to have this Office represent me. Mr. Pelley and Christy are the most caring people you will ever meet, they look out for…

Jorge B.

I am extremely happy with the results and services provided to us by Mr. Quinton Pelley he has won our case and I couldn’t be any more grateful. If you ever find yourself needing to hire a lawyer I HIGHLY…

Vso P.

Pelley Law Office is a different type of lawyers office. Caring, hard working, and informative. Which is unheard of in this day and age. And when shopping for lawyers, Pelley’s Law Office was a reasonable cost because they truly do…

SoaR A.

Locations

Dallas Office
Plano Office
Sherman Office

Dallas office

400 Crescent Court, Suite 700
Dallas, Texas 75201

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