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Pre-Bankruptcy Credit Counseling Class

Pre-Bankruptcy Credit Counseling Class

President Bush signed the BAPCPA legislation changing the law 6 months before it went into effect on October 17, 2005.…

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Who should I pay first?

Who should I pay first?

Typically yourself, unless you have credit card debt.  Although the answer to that question might be different for one family…

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Texas Rangers in Bankruptcy

Texas Rangers in Bankruptcy

On May 24, 2010, the Texas Rangers filed for Chapter 11 bankruptcy protection. Currently, the team owes approximately $525 million…

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Foreclosure Rates Dropping, but for How Long?

Foreclosure Rates Dropping, but for How Long?

As the world's 11th largest economy, Texas was not immune from the recent recession and its effects on the housing…

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Child Custody

Child Custody

The law in Texas is primarily focused on what is in the best interest of the child in Child Custody…

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Stop Telephone Calls

Stop Telephone Calls

It is amazing how relentlessly some creditors and debt collection agencies can be, and how little they care about your…

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Bankruptcy Trustee

Bankruptcy Trustee

A bankruptcy trustee in either a Chapter 7 or Chapter 13 bankruptcy is appointed by the U.S. Trustees Office.  One…

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Exemptions

Exemptions

As a debtor filing for bankruptcy in Texas, you have an advantage.  The advantage is that you have an election…

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Is the Loan Modification Program Working?

Is the Loan Modification Program Working?

As far as I can see it has been a disaster.  Over the past year and a half I have…

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Cram Down on  your Vehicle

Cram Down on your Vehicle

In a Chapter 13 Bankruptcy, if a vehicle was last financed over 2.5 years prior to the petition then the…

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Child Support Arrears

Child Support Arrears

Falling behind on your child support payments is a dangerous predicament to be in.  The Attorney General can file a…

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Possession of Marijuana

Possession of Marijuana

If someone is caught with less than 2 ounces of marijuana, then it is typically filed as a Class B…

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