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Credit Card Fees

Credit Card Fees

For years credit card companies were raising interest rates for a number of reasons.  There was fine print on the…

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Why file a Chapter 7 bankruptcy?

Why file a Chapter 7 bankruptcy?

Chapter 7 is typically the Chapter we recommend if someone needs to file bankruptcy.  It is the quickest, the cheapest…

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Why file Chapter 13 Bankruptcy?

Why file Chapter 13 Bankruptcy?

There are a number of reasons that you would file a Chapter 13 Bankruptcy.  First, most people that are having…

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Crack/Cocaine

Crack/Cocaine

Possession of a Controlled Substance is a felony in Texas.  If you possess less than two ounces, then it is…

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If I don’t have much credit card debt, is bankruptcy an option?

If I don’t have much credit card debt, is bankruptcy an option?

Bankruptcy is often your best option if you have a secured obligation that you can no longer afford, or if…

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Car Payments

Car Payments

In a Chapter 7 bankruptcy, the debtor has to continue making the regular monthly payments if he/she wishes to retain…

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Slow Economic Recovery & Unemployment

Slow Economic Recovery & Unemployment

According to a recent article, the economic recovery lost momentum in the spring and growth slowed to a 2.4% pace.…

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Financial Protection for your Family

Financial Protection for your Family

Many people wonder how much money they should have set aside in case of an emergency.  A good rule of…

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Rising bankruptcy filings

Rising bankruptcy filings

The number of bankruptcy filings continues to rise.  The surge is primarily because of job losses, and the fact that…

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Young People Cannot Get a Job in this Recession

Young People Cannot Get a Job in this Recession

There is a terribly sad phenomenon occurring in todays 20-30 somethings. It seems that they are the most educated demographic…

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Unauthorized Use of a Motor Vehicle

Unauthorized Use of a Motor Vehicle

This offense  is a state jail felony.  It occurs whenever a person intentionally or knowingly operates another's boat, airplane, or…

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Hidden Fees

Hidden Fees

A recent article by CCNMoney.com listed a number of hated hidden fees.  One of the fees that were mentioned were…

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