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More seniors in debt, filing for bankruptcy
In the past few years, there have been many reports showing that the economy is as hard on senior citizens…
How will you know if you are caught in a debt settlement trap?
To a person facing significant debt, debt settlement schemes can have a forbidden-fruit effect. The relief they claim to offer…
Are you “broke enough” to file bankruptcy?
Even in today's economy, many people in debt see bankruptcy as a bad word, a word that, if attached to…
Creditor harassment in Texas
A man in Lindale, Texas, has filed a lawsuit under the Fair Debt Collection Practices Act, alleging that a collections…
Less than two months left on Mortgage Forgiveness Debt Relief Act
If you are considering a short sale, now is the time to speak with a bankruptcy lawyer. The Mortgage Forgiveness…
The FDCPA and Creditor Harassment
The Fair Debt Collection Practices Act (FDCPA), which is enforced by the Federal Trade Commission, details what debt collectors may…
Olympians and Bankruptcy
We have said many times that bankruptcy is not just for people who are over their heads in credit card…
Obtaining a Home Mortgage After Bankruptcy
Last week, there was a piece in the New York Time's real estate section about "Life After Bankruptcy." The piece…
Key things to know about Chapter 13 bankruptcy
Most people who look at Chapter 13 bankruptcy as an option have either found out they do not qualify for…
Key things to know about Chapter 7 bankruptcy
When you file for bankruptcy, you are looking for relief from stress; the last thing you want is more of…
New Short Sale Guidelines Announced
New guidelines by the Federal Housing Finance Agency will expedite short sales and help some homeowners and banks avoid foreclosure.…
“Should I file bankruptcy?”
This is a question that many people in debt mull over daily. How much debt is "too much?" Is bankruptcy…
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