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The statute of limitations on credit card debt in Texas
Texas law states that any credit card debt that has been delinquent for more than four years may no longer…
Understanding debt collection in Texas
Texas residents may benefit from learning more about debt collection as described by the state's attorney general. When consumers fall…
Facts about credit card usage in Texas
Having a credit card is a big responsibility. However, having a credit card does not have to put a person…
What are the duties of a debt commissioner?
The Texas legislature has established rules and regulations regarding debt counseling and education in the Texas Finance Code. Chapter 394…
Understanding means tests in bankruptcy
A Texas bankruptcy case does not begin until a petition is filed, and it is important to complete some preliminary…
Seniors with student loan debt has increased significantly
As many as two million seniors in the United States still owe money for student loans, according to a recent…
Benefits of Chapter 13 bankruptcy
For Texas residents facing an unmanageable amount of debt, there is help out there. They can put a stop to…
Chapter 13 bankruptcy may reorganize debt
As some Texas residents may know, Chapter 13 bankruptcy may allow an individual to pay back their debt and keep…
Discharge and reaffirmation in Chapter 7 bankruptcy filings
Texas residents who are in debt might benefit from learning about the different benefits of filing Chapter 7 bankruptcy. This…
Quick action needed to stop creditor harassment for medical bills
Medical bills can quickly ruin a family budget. These often-unexpected expenses can leave people very stressed, as money simply does…
What are the costs of filing for Chapter 7 bankruptcy?
Filing for bankruptcy is something that is done when mounting debt is too much to overcome, but the fact of…
What are the differences between Chapters 7 and 13?
If you are a Texas resident facing financial circumstances that have you contemplating the benefits of bankruptcy protection, it is…
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